Pohjantähti Mutual Insurance Company
Pohjantähti Mutual Insurance Company is a Finnish non-life insurance company, founded in 1895 and owned by its customers. Pohjantähti operates in over 20 areas from Helsinki to Rovaniemi. Our head office is located in Hämeenlinna.
Pohjantähti operates both the private household as well as the business sectors in all insurance affairs. In the statutory pension insurance affairs our partner is Veritas Pension Insurance Company. We also offer voluntary life and savings insurance policies underwritten by Aktia Life Insurance Company Ltd.
Key figures of Pohjantähti 2023
| Income from premiums | 123,1 M€ |
| Net financial result | 1,0 M€ |
| Combined ratio | 111,7 % |
| Personnel 31.12.2023 | 262 |
The board of Pohjantähti
Kari Kaartinen, Chairman of the board, Master of Laws
Jussi Pohto, GeMBA
Harri Lauslahti, M.Sc., Economics
Carl Haglund, M.Sc., Economics
Minna Elomaa, M.Sc., Economics
Leena Siirala, Master of Laws
Management of Pohjantähti
Aki Kiiliäinen, CEO
Jukka Grönroos, CIO
Kati Knopp-Nyholm, HR Director
Elina Kotilainen, CBO
Kari Lahti, Chief Actuary
Jenni Niiranen, Head of Sustainability and Communications
Jani Pajukangas, CRO
Jani Partanen, CFO
Krista Rantala, Administrative Director, company lawyer
Vesa-Jaakko Rantala, CLO
Johanna Taivassalo, Director of Claims
Sakari Viitanen, CCO
Annual Reports & Analysis of profits
2023
Annual Report
Analysis of profit
2022
Annual Report
Analysis of profit
2021
Annual Report
Analysis of profit
2020
Annual Report
Analysis of profit
2019